I never said that every rich person is an idiot and every unsuccessful person unlucky, only that in the absence of much additional information it is preferable to reserve one’s judgment. It is safer. Nassim N. Taleb
Another theme or objective of our site is to provide you the information enabling you to reconsider your prejudices or stereotypes concerning investing in debt securities, which should always constitute an important portion of a diversified portfolio intended to constitute an important source of income at retirement.
One can often do better than the return on certificates of deposits. With a minimum period of time and effort, it is possible to master concepts such as building the ladder in bonds and enjoying better rates.
We will refer you to authors who explain that the purchase of individual provincial bonds generally offers a better return, at lower risk, than bond mutual funds, and such bonds in the form of strip bonds represent an ideal product for your RRSP.
There has been a significant shift from active to passive management over the 1990’s. Part of this is due to index funds, but an even larger part is due to closet indexers and a general tendency of funds to mimic the holdings of benchmark indexes more closely. Martijn Cremers & Antti Petajisto
Taleb
