I never said that every rich person is an idiot and every unsuccessful person unlucky, only that in the absence of much additional information it is preferable to reserve one’s judgment. It is safer. Nassim N. Taleb
Every dollar counts- eliminating investment expenses is very important.
Looking for help to pick next year’s stock winners (the individual stock selection method) and “beat the market”? You are at the wrong place.
Our approach: Invest across the stock market generally (what others call passive or index investing).
We believe in collective investment vehicles called exchange traded funds (ETFs) to invest in the stock market (rather than traditional actively-managed mutual funds).
We also recommend direct purchasing of bonds (especially provincial government bonds) rather than through collective investment vehicles.
Optimizing the use of your RRSP through careful investing in bonds and other appropriate assets.
It’s your after-tax return that counts- we will help you to manage your investments accordingly.
There has been a significant shift from active to passive management over the 1990’s. Part of this is due to index funds, but an even larger part is due to closet indexers and a general tendency of funds to mimic the holdings of benchmark indexes more closely. Martijn Cremers & Antti Petajisto
Taleb
Self reliance is a virtue.